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Home Modification Program (HMP)

Through Newfoundland and Labrador Housing Corporation (NLHC), HMP is designed to provide funding to assist homeowners with low-to-moderate income who require accessibility changes to their residences, which can help promote independence, self-reliance, assist with a better quality of life, and enable individuals to remain in their own homes for a longer period.

Who is eligible?

Homeowners with low-to-moderate income requiring accessibility modifications to their homes (an Occupational Therapist’s report is required clearly indicating whether modifications are urgent or non-urgent. NOTE: Urgent modifications are required for client to return/remain home. Where extenuating circumstances exist and at the discretion of NLHC, a report prepared by a qualified medical professional other than an Occupational Therapist may be accepted); applicants with an annual income of $46,500 or less.

What types of repairs are eligible?

Accessibility modifications may include items such as:

  • Installation of a ramp; widened doorways/halls to increase space for wheelchair;
  • Handrails, lowered counter and work space in the kitchen;
  • Roll/walk-in showers, bathtub grab bars; and seats.

Forgivable/Repayable Loan Funding

NLHC provides funding to eligible homeowners in the form of forgivable grants and repayable loans. Funding is limited to the costs associated with repairs. Persons with accessibility needs may receive a forgivable loan of up to $7,500. Repairs exceeding these levels may be addressed under a repayable loan of up to $10,000 [$13,000 in Labrador].

Further Information

Inquiries can be made directly to the regional office nearest you:

Avalon Regional Office (709) 724-3196
Corner Brook (709) 639-5201
Gander (709) 256-1300
Goose Bay (709) 896-1920
Grand Falls-Windsor (709) 292-1000
Marystown (709) 279-5375
Stephenville (709) 643-6826


To apply for HMP, print the application below applicable for your area:

Avalon Regional OfficePDF 

Corner Brook OfficePDF 

Gander OfficePDF 

Grand Falls OfficePDF 

Goose Bay OfficePDF 

Marystown OfficePDF 

Stephenville OfficePDF