Rental Housing Program

NLHC owns and administers approximately 5,560 social housing units throughout various regions of the province, with the greatest concentration of units located in St. John’s (3,192) and Corner Brook (802). Low-income earners are the beneficiaries of the program with rental rates based on 25 per cent of net monthly income. Approximately 55 per cent of tenants pay their own rent and are working or are on fixed income. There are an estimated 14,000 individuals housed in NLHC units under this program. Click here for further information.



Home Energy Savings Program (HESP)

HESP is designed to assist households with low income in making energy efficient retrofits to their homes. The program assists clients with retrofits that will make their homes more affordable and reduce greenhouse gas emissions that contribute to climate change. Click here for further information.

Home Modification Program (HMP)

HMP is designed to provide funding to low-to-moderate income homeowners ($46,500 or less; $65,000 in Labrador West and the North Coast of Labrador), who require accessibility changes to their residences, to enable them to remain in their own homes for a longer period. HMP assists persons with disabilities and is not limited to those 65 years of age and over. Click here for further information.

Provincial Home Repair Program (PHRP)

PHRP is a federal/provincial cost-shared initiative which is administered/delivered by NLHC. Low-income households are assisted under this program with modest assistance levels to improve privately owned households. The average homeowner recipient is 68 years old, has an annual income of $21,275 and occupies a 49-year old house. Click here for further information.

First-time Homebuyers Program (FHP)

The program will provide eligible households with a grant of 50% of the legal closing costs up to a maximum of $1,500, plus a repayable loan up to five percent of the purchase price of a new or existing home, up to a maximum purchase price of $350,000 (St. John’s (Census Metro Area) and Labrador; $300,000 in regional centres (Clarenville, Gander, Grand Falls-Windsor, Corner Brook and Stephenville and all communities within a 30 km radius); $250,000 (in the remainder of the Province (Rural)). Click here for further information.

Secondary and Basement Suite Incentive Program (SBSI)

The Secondary and Basement Suite Incentive Program aims to grow the availability of affordable housing options throughout Newfoundland and Labrador. The program will provide funding to help homeowners create a new, self-contained secondary or basement suite within their home that is to be rented at below market rates. Click here for further information.



Affordable Rental Housing Program (ARHP)

The Affordable Rental Housing Program (ARHP) is funded by NLHC and partners with private and community housing developers to create new affordable rental units for lower income households. Support is provided through capital funding in the form of a forgivable loan for new construction projects, conversion from non-residential or additions to an existing residential structure. Funding amounts are determined by a combination of project location and attributes. Click here for further information.

Partner-Managed Housing Program

This program is directed in support of social housing initiatives largely in partnership with partner-managed non-profit housing groups. Most of the approximately 1,016 social housing units under this program are operated directly by individual groups with NLHC holding the mortgage on these properties and providing operating assistance. Overall, approximately 77 per cent of the partner-managed units are occupied by seniors with an average age of 76 years and an average annual income of $19,232. Click here to view Operating Guide.

Supportive Living Program (SLP)

The Supportive Living Program, an initiative funded through the Poverty Reduction Strategy, provides operating grants to incorporated non-profit organizations to prevent and end homelessness. Click here for further information.