Provincial Government Doubling Funding Available Through Homeowner Support Programs While Reducing Red Tape

NLHC’s homeowner support programs are being improved to give more money to low-income homeowners who need repairs to their homes, and to reduce the unnecessary steps needed to do it.

Homeowner support programs include the Provincial Home Repair Program (PHRP), the Home Energy Savings Program (HESP) and the Home Modification Program. Starting in Fall 2026, the first two programs will be combined to eliminate the overlap in the programs. Other changes for the PHRP and HESP will be to:

  • Double the forgivable loan available for repairs, from $5,000 to $10,000 (from $6,500 to $13,000 in Labrador).
  • Increase the lifetime maximum amount of funding that homeowners can get from the program, from $12,500 to $30,000.
  • Reduce the wait time to reapply for the program, from seven years to five years.
  • Remove the requirement for pre- and post-inspections for all home repairs, unless requested by the homeowner.

The Home Modification Program, which helps homeowners make accessibility modifications to their homes, will also see changes, including:

  • Doubling the forgivable loan, from $7,500 to $15,000.
  • Removing the requirement for a recommendation from an occupational therapist for minor modifications like handrails and grab bars.
  • Removing the requirement for an inspection by NLHC for minor modifications.

Occupational therapist recommendations will still be required for major work like a bathroom modification or ramp installation.

These changes result from an annualized investment of $7.3 million introduced in Budget 2026.

The current income threshold of $42,500 ($65,000 in Labrador) for the Provincial Home Repair Program and the Home Energy Savings Program will be maintained for the new combined program. The income threshold for the Home Modification Program is $51,500 ($65,000 in Labrador).

Budget 2026 delivers on commitments to improve affordability and support seniors to remain safely in their homes and communities. These investments reflect our commitment to dignity, independence, and better care closer to home, creating more opportunities for all of us.

Quotes
“As we set forward to build more homes in this province, we haven’t lost sight of how important it is to keep people housed. These changes to the Homeowner Support Programs will make them more responsive to people’s needs, while providing a level of funding that can actually cover important renovations for low-income homeowners.”
Honourable Joedy Wall
Minister of Housing
Minister of Social Supports and Well-Being

“Seniors are historically the main recipients of NLHC’s homeowner support programs, and these changes will help counteract the rising cost of living they face each day. We are committed to improving programs and services that help seniors age well in the most appropriate place.”
Honourable Craig Pardy
Minister of Seniors
Minister of Finance

“SeniorsNL welcomes these important enhancements to the Homeowner Support Programs, which will make a meaningful difference for older adults striving to remain safely and independently in their homes. By increasing financial assistance and reducing administrative barriers, government is taking important steps to respond to the real pressures seniors are facing and strengthen supports for aging in place. These changes reflect a strong commitment to dignity, safety, choice, and connection within our communities.”
Kimberly Leonard
Chief Executive Officer, Seniors NL

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Budget 2026 – Opportunity for All of Us

Newfoundland and Labrador Housing Corporation Issues Request for Proposals to Build Four New Homes in St. John’s

As part of the new government’s commitment to aggressively repair and replace damaged or uninhabitable homes, Newfoundland and Labrador Housing Corporation has issued a Request for Proposals to build four new apartments on Empire Avenue.

These new homes will replace four homes that were destroyed in a fire in July 2024. This project is jointly funded by the Federal Government and the Government of Newfoundland and Labrador as part of the Canada Community Housing Initiative, which is part of the broader National Housing Strategy, a multi-year $115 billion plan to give more Canadians a place to call home.

In order to meet the area of greatest demand, these four apartments will be smaller, one-bedroom homes, each approximately 450 square feet. Residents will benefit from lower energy costs due to the building’s energy-efficient construction and smaller building footprint.

A nearby building that was damaged in the same fire is undergoing repairs, and those four units will be ready for occupancy this spring.

This RFP is open until April 24, 2026, with the project award anticipated in May.

Quotes                         
“Our government has committed to repair and replace damaged and destroyed NLHC homes, and this project shows how we can work with our federal counterparts to help make it happen. A secure and safe home increases a person’s safety and contributes to our community’s well-being, and these four units will allow residents the opportunity to form meaningful connections in a healthy environment.”
Honourable Joedy Wall
Minister of Housing
Minister of Social Supports and Well-Being

“Our Government is proud to support this initiative, part of our ongoing efforts to build strong, affordable communities across Newfoundland and Labrador. These new housing units will make a real impact on lives in St. John’s, and it’s another step forward in our bold, ambitious plan to build Canada strong.”
The Honourable Joanne Thompson
Minister of Fisheries and Member of Parliament for St. John’s East

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Request For Proposals, New Residential Build – St. John’s, Nl – 25TS007 | MERX

Quicks facts:

  • The National Housing Strategy (NHS) is a 10+ year, $115+ billion plan to give more Canadians a place to call home. Progress on programs and initiatives are updated quarterly on the Housing, Infrastructure and Communities Canada (HICC) website. The Housing and Infrastructure Project Map shows affordable housing projects that have been developed.
    • As of December 2025, the federal government has committed $76.13 billion to support the creation of over 195,800 units and the repair of over 359,400 units. These measures prioritize those in greatest need, including seniors, Indigenous Peoples, people experiencing or at risk of homelessness, and women and children fleeing violence.
    • NHS is built on strong partnerships between the federal, provincial, and territorial governments, and continuous engagement with others, including municipalities, Indigenous governments and organizations, and the social and private housing sectors. This includes consultations with Canadians from all walks of life, and people with lived experience of housing need.

Newfoundland and Labrador Housing Corporation Issues Request For Proposals to Build Three-Apartment Home

As part of the new Provincial Government’s commitment to help more people find a safe and affordable place to live, Newfoundland and Labrador Housing Corporation (NLHC) has issued a request for proposals to build a three-apartment accessible home in St. John’s.

The work will see construction of one residential building on Hoyles Avenue on land owned by NLHC. This one-story building will consist of three separate apartments. One of them will be a one-bedroom unit and two will be studio style. The one-bedroom and one studio apartment will be fully wheelchair accessible, while all three apartments will incorporate Universal Design features such as wider doors, lever handles, and grab bars.

The two studio-style units are between 450-500 square feet, and the one-bedroom unit is approximately 700 square feet. These units will support individuals who are experiencing homelessness or who are unsheltered.

Funding of $458,000 is being provided by End Homelessness St. John’s through the Government of Canada’s Unsheltered Homelessness and Encampments Initiative, a $250 million program that works to help individuals who are experiencing homelessness or unsheltered find stable housing.

Accessible homes are much needed.  In the 2024 report called Point-in-Time Count compiled by End Homelessness St John’s, 92 per cent of people experiencing homeless identified as having a disability.

This RFP is open until April 16, 2026.

Quotes
“Too many people in Newfoundland and Labrador cannot find a safe and affordable place to live. This project shows how we can work with the Federal Government, the private sector and the community sector to get things done. It will take all of us working together toward the common goal of getting more homes built.”
Honourable Joedy Wall
Minister of Housing

“Our government is proud to support the construction of three apartments on Hoyles Avenue in St. John’s. These apartments will become safe, accessible homes for members of our community who are in need, and represent an important step towards tackling homelessness in St. John’s.”
Honourable Joanne Thompson
Federal Minister of Fisheries
Member of Parliament for St. John’s East

“Access to safe, appropriate housing is foundational to ending homelessness, and for many individuals we serve, accessibility is essential. This investment, supported by our Community Advisory Board, represents a meaningful step forward in creating housing that meets people where they are, particularly those living with disabilities who too often face barriers in securing stable homes. By combining accessibility, thoughtful design, and targeted support, this project reflects the kind of collaborative, solutions-focused approach we need to see more of across our community.”
Doug Pawson
Executive Director, End Homelessness St. John’s

Minister Wall Responds to Auditor General Performance Audit Report on Supply Management of the Social Rental Housing Inventory by Newfoundland and Labrador Housing Corporation.

The following statement is from the Honourable Joedy Wall, Minister of Housing and Minister of Social Supports and Well-Being:

“This report highlights something that we knew from our time in opposition, that during a time when housing needs were evolving and needs were increasing, Newfoundland and Labrador Housing Corporation has lacked proper support and coherent direction from the former government for years.

As the Auditor General’s report notes, the corporation had a net loss of 57 units from April 1, 2021 to June 30, 2025. This loss occurred despite investments of $38.2 million from the Canadian Mortgage and Housing Corporation Bilateral Agreement, and $11.7 million from Budget 2024.

As a result of this neglect, there were consequences, this includes the waitlist at NLHC, which grew by 35 per cent from 2021 to 2025, and is not kept current. Additionally, the corporation could not effectively forecast demand for social rental housing. Construction of new units was done on an ad hoc basis.

In Budget 2024, the former administration announced, out of nowhere, that NLHC would be absorbed into the Provincial Government. This announcement was made with no plan, and no work was ever done to make it happen. The only impact it did have was stalling crucial decision-making.

In addition, over a two-year period, the corporation had six different ministers. This is a concern that has been noted to me in every stakeholder meeting I have had since taking on this portfolio. Stakeholders are tired of briefing a new minister every three to six months while issues persist.

We have made several changes since forming government, with the aim of providing proper oversight and support to the NLHC. This includes:

• Appointing a full-time, dedicated CEO for the NLHC, who is solely focused on bringing forward fresh ideas to some of the issues facing the corporation, which they and their team will work to implement.
• We have awarded a contract to replace our outdated rental management software and are in the process of finalizing a contract for a new modern system that will provide us with better data quality and other tools.
• We will create a position to complete a policy review for the first time in over a decade. NLHC has undergone significant change in that time, including a change in management structure, taking over the emergency shelter system, the COVID-19 pandemic and the onset of a housing and homelessness crisis. Our policies must reflect these new realities.

Our government has committed to aggressively repairing or replacing uninhabitable units, but as this report makes clear, the corporation has systemic issues that must be addressed so that we can do this effectively. This is something we aim to fix, and I hope to provide an update on this work in the near future.

I would like to thank the Auditor General and her staff for their in-depth review of Newfoundland and Labrador Housing Corporation’s supply management. The report highlights issues with oversight, data quality and management, planning and execution. These are serious issues that must be addressed, and I have full faith in the team to make the necessary changes, with government’s support, to put the corporation on the right track.”

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