Provincial Home Repair Program (PHRP)

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Program Description

Through Newfoundland and Labrador Housing Corporation (NLHC), PHRP is designed to provide funding to:

  • assist homeowners with low incomes who require renovations to their homes to complete structural and related repairs, with improvements in basic heating, electrical and plumbing services;
  • for applicants who require accessibility changes, please apply under the Home Modification Program (HMP).

Who is eligible?

  • Homeowners with low income (an annual household income of $32,500 or less; $65,000 in Labrador West and the North Coast of Labrador) requiring repairs to their dwellings.
  • Except in the case of emergency PHRP, the client must have owned and occupied the property for a minimum of five (5) years.
  • There is a lifetime assistance cap of $12,500.
  • An application for a second project can be submitted after seven (7) years have passed.

What types of repairs are eligible?

Repairs necessary to maintain a dwelling for continuous safe occupancy. This may include:

  • heating, electrical or plumbing systems;
  • deteriorated structures, foundations, windows, doors, roofing or siding.

Forgivable/Repayable Loan Funding

NLHC provides funding to eligible homeowners in the form of forgivable and repayable loans. Funding is limited to the costs associated with repairs. Forgivable loan funding is available for homeowners up to a maximum of $5,000 [$6,500 in Labrador]. Repairs exceeding these levels may be addressed under a repayable loan of up to $12,500 [$15,500 in Labrador].  Forgivable loans are earned by maintaining ownership and occupancy of the dwelling for five years.

Client Selection/Delivery Process

  • Priority will be given to first time applicants.
  • Emergencies are also treated as a priority.


To apply online, or print an application for your region, see below:

Avalon Apply Online Avalon PDFPDF
Corner Brook Apply Online Corner Brook PDFPDF
Gander Apply Online Gander PDFPDF
Goose Bay Apply Online Goose Bay PDFPDF
Grand Falls Apply Online Grand Falls PDFPDF
Marystown Apply Online Marystown PDFPDF
Stephenville Apply Online Stephenville PDFPDF



Further Information

For further information about the Provincial Home Repair Program, please contact staff at the regional office nearest you:

Avalon Regional Office: (709) 724-3196

Corner Brook: (709) 639-5201

Gander: (709) 256-1300

Goose Bay: (709) 896-1920

Grand Falls-Windsor: (709) 292-1000

Marystown: (709) 279-5375

Stephenville: (709) 643-6826